Broker Check

It's great to do what you love - but even better with an amazing team

Strategic Partners

AVA Wealth Advisors is affiliated with Alliance Advisory Group, Inc., Financial Growth Partners, Park Avenue Securities, and Guardian Life Insurance Company. All are relationships that allow us to impact current and future clients at top-tier levels. We have offices in Buffalo, Rochester, Pennsylvania, Maryland, Washington D.C, & Virginia. The virtual nature of our world today allows us to expand our presence outside of our physical offices, working in over 25 states across the U.S. and growing. Growth being a core value of ours, we've aligned with the best partners to provide top-tier service allowing us to continue to elevate your experience.

Cashflow mapping - CARL LUTZ

Cashflow mapping - CARL LUTZ

After over two decades in the business, Carl discovered that one of the greatest areas of discontent around money is not understanding the dynamics of cash flow.

This doesn’t necessarily mean people spend too much or don’t save enough; it means people don’t communicate with each other and make intentional choices with their money. Lack of communication can create conflicts and contradictions, so he created CashFlow Mapping to help families better communicate about their money.

He has shared this amazing resource with advisors around the country so they too can confidently display cashflow to their clients.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 600 Delaware Avenue, Buffalo, NY 14202 (716) 817-7109. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Lutz & Associates Wealth Strategists is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #0F30591.

empowered mastery coaching

empowered mastery coaching

Angela's work with Empowered Mastery on developing herself and her business began back in 2011. Through coaching with Chris, Angela has grown both personally and professionally, achieveing goals beyond her dreams. Angela is so grateful for her ongoing mentorship with Chris and his constant support towards helping her to reach her highest potential. Through Empowered Mastery, Chris has traveled the nation to lead seminars, corporate workshops, and private coaching to teach and inspire those how to transform their lives, live with vision, and achieve boundless success.

Chris is the author of three books including “Mindful Meditations for Busy Lives” and “It’s Not about the Belt,” which became the No. 1 Hottest New Release on its Amazon debut date and a top 20 bestseller.

When Chris is not blazing business trails, he can be found on real trails hiking and backpacking in the Hudson Valley and abroad. His expeditions include summiting Everest Base Camp, Kilimanjaro, and Cotopaxi, the world’s largest active volcano. Chris lives in Briarcliff Manor, NY, with his wife of 25 years and five children.

Guardian and its subsidiaries do not endorse or have any direct or indirect responsibility with respect to Chris and his firm.

Financial Growth Partners

Financial Growth Partners is an agency of Guardian Life Insurance Co. with offices throughout the Mid-Atlantic region; that blends over 160 years of legacy with the energy of a modern-day start-up. Reimagined in 2022, we’ve created a firm for the ambitious. We serve those who build wealth, legacy, business, and impact. At FGP, we don’t follow tradition, we create it. Together, we’re redefining the intersection between people and money.

Our Strategic Partners are private-labeled brands of individuals and teams who’ve built their own brands, specialties, and loyal client bases. By teaming up with FGP, they gain access to elite resources, operational support, and a collaborative culture that multiplies impact. This model gives clients the best of both worlds: the tailored expertise of a boutique advisor, backed by the scale and systems of our amazing firm.

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MattHEW Vahue, CLF, CLU

MattHEW Vahue, CLF, CLU

Chief Executive Officer

WillIAM R. Crossan III

WillIAM R. Crossan III

President & Chief Visionary Officer